The 5 Best Travel Credit Cards

Credit cards are an egregious choice to take travelling due to
their convenience and being extensively accepted. 

  But, which is the stylish trip credit card? 

  A trip card is extremely handy for paying for hospices,
retailers, caffs , as well as corner shops and petrol stations. 

  They work in a analogous way to credit cards in Australia
and use a leg when you buy goods or services overseas. veritably many places
overseas will accept a hand presently. 

  To save you lots of time, we've compared over 20 of the most
popular credit cards to help you make a decision.

The Best Credit Cards for Travel:

Ø
Bankwest Breeze Platinum

Lowest
Interest Rate

Ø ING One Low Rate

No Annual Fee

Ø Qantas Premier
Platinums

For Qantas Frequent Traveller

Ø ANZ Rewards Travel
Adventures

Best Insurance Coverage

Ø HSBC Low Rate

Lowest Minimum Credit Limit

 

• 
  

Bankwest Breeze Platinum Credit Card - Lowest Interest Rate

Best Features

• Lowest interest rate at 9.90%
• No international transaction fees on purchases
• 0% p.a. on purchases and balance transfers for the first 15 months
• Up to 55 days interest free on purchases
• Low annual fee
• Complimentary international travel insurance

Bankwest Breeze Platinum Credit Card

• Free annual fee first year, then $69 annual fee
• 55 interest free days
• Free international travel insurance that includes the basics but does not cover cancellation costs, pre existing conditions and travellers over 80
• $6,000 minimum credit card
• 0% p.a. on purchases and balance transfers for the first 15 months, then reverts to 9.90%
• 21.99% interest rate on purchases and cash advances
• Cash advance fee of the higher of $4 or 2% of cash advance
• Can be used wherever Mastercard is accepted

The Bankwest Breeze Platinum is a terrific no-frills credit card with 'no international transaction fees and the lowest interest rate on the market, at 9.90%. These two factors alone will save you hundreds of dollars while visiting abroad.

It also includes a modest annual charge and complementary foreign travel insurance. Finally, given the price, it is an excellent credit card that is accepted in the majority of countries throughout the world.

ING One Low Rate Credit Card - No Annual Fee and Lowest Cash Advance Rate

Best Features

• No annual fee
• No international transaction fees on purchases
• Up to 45 days interest free on purchases
• Lowest cash advance interest rate of 11.99%
• Use instalment plans to pay off your purchases over time at a lower interest rate

ING One Low Rate Credit Card

• 11.99% interest rate on purchases
• $6,000 minimum credit card
• Make payments from your mobile with pay with Apple Pay and Google Pay
• International ATM fee and Foreign currency conversion fee are waived when you deposit $1,000 into your Orange Everyday each month, and make 5+ card purchases that are settled. Otherwise they are the higher of 3% or at least $3
• Put repayments on auto payment each month to pay the minimum balance or full amount
• Can be used wherever Visa is accepted

The ING One reduced Rate credit card delivers on its promise of a reduced interest rate on purchases and cash advances. It is 11.99%. The cash advance interest rate is extremely cheap, around 50% lower than the majority of its competitors, who charge roughly 22% on cash advances. Furthermore, there is no annual charge with the ING One Low Rate credit card.

Finally, there are no international transaction fees, so you can save money on your vacations and purchases from other countries

travel overseas for up to 6 months for people under 80 years of age. Overseas medical expenses, even with a pre-existing condition will be covered with no excess to be paid.

In addition it covers travel cancellations, travel delay, lost luggage, up to $5000 per card holder for rental vehicle car excess. Finally it covers up to $3 million in personal liability for the card holder, their spouse and dependents.

HSBC Low Rate - Lowest Minimum Credit Limit

Best Features

• $1,000 credit limit available
• No international transaction fees on purchases
• Up to 55 days interest free on purchases
• 0% p.a. on balance transfers for the first 20 months (a 2% one-off balance transfer fee applies)
• Free domestic travel insurance

Learn more

HSBC Low Rate Credit Card

• 12.99% interest rate on purchases
• $99 annual fee
• $40,000 minimum annual income
• 25.99% interest rate on cash advances
• $30 late payment fee
• Cash advance fee of the higher of $4.00 or 3% of the transaction amount
• 0% p.a. on balance transfers for the first 20 months (a 2% one-off balance transfer fee applies), then it reverts to 25.99% p.a
• Works with Google pay and Apple pay
• Can be used wherever Visa is accepted

If you want a credit card with a low limit for ‘just in case emergencies’, then the HSBC Low Rate credit card is a great option. It offers a very low minimum credit limit of $1000. In addition it offers no international transaction fees, 55 days interest free, a low interest rate of 12.99% and a relatively low annual fee of $99.

However its cash advance fees and interest rates are crippling and some of the most expensive on the market so we strongly advise using a different card for international ATM withdrawals.

What is the best rewards credit card in USA?

The best rewards credit card in the USA can vary depending on individual preferences and spending habits. However, some popular and highly regarded rewards credit cards in the USA include:

1. Chase Sapphire Preferred® Card: This card offers a generous sign-up bonus, flexible rewards points, and valuable travel benefits.

2. American Express® Gold Card: This card is known for its excellent rewards on dining and groceries, along with travel benefits and statement credits.

3. Capital One Venture Rewards Credit Card: This card offers a flat rate of rewards on all purchases, a substantial sign-up bonus, and flexible redemption options.

4. Citi® Double Cash Card: This card provides cash back on every purchase, offering 1% when you make a purchase and 1% when you pay it off.

5. Discover it® Cash Back: This card offers rotating quarterly categories with high cash back rates, along with a unique first-year cash back match.

Remember, the best credit card for you depends on your spending patterns, lifestyle, and personal preferences. It's important to compare different cards, consider their annual fees, interest rates, rewards structure, and any additional benefits they offer to find the one that aligns with your needs.

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